SafetyWing Travel Insurance Review & Alternative options

Planning to explore the world without worrying about medical issues or travel hassles? SafetyWing Travel Insurance might be just what you need. Designed with digital nomads and long-term travelers in mind, this insurance option is gaining popularity for its coverage tailored to those who work or live abroad.

What is SafetyWing Travel Insurance?

SafetyWing is a travel health insurance provider specifically designed for digital nomads, remote workers, and frequent travelers. Unlike traditional travel insurance, it offers a flexible subscription plan, so you can stay covered for as long as you need without being tied to set trip dates.

Founded by people who live the nomad lifestyle, SafetyWing understands the needs of global wanderers and offers coverage that reflects those needs. Their main goal is to give travelers peace of mind with access to healthcare and travel-related protection wherever they are.

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Key Areas of Coverage

Medical Coverage

Having dependable medical insurance while abroad is crucial. SafetyWing covers a wide range of medical needs, including:

  • Emergency treatments
  • Hospital stays
  • Prescription medications
  • Emergency dental care
  • COVID-19 coverage for testing and treatment
  • Emergency medical evacuation and repatriation

Travel-Related Coverage

SafetyWing also protects you from common travel inconveniences, such as:

  • Travel delays
  • Trip interruptions
  • Lost checked luggage
  • Political evacuation and natural disaster coverage

Additional Protection

  • Personal liability
  • Accidental death & dismemberment (AD&D)
  • Quarantine cost coverage

SafetyWing Pricing and Plans

SafetyWing offers two insurance plans tailored to digital nomads, long-term travelers, and remote workers:

Comparison Table: SafetyWing Essential vs. Complete

FeatureEssential PlanComplete Plan
Medical CoverageEmergency medical treatments, hospital stays (up to $250,000)Comprehensive health coverage, routine check-ups, mental health support, maternity care (up to $1,500,000)
Travel ProtectionTrip interruptions, lost checked luggage, travel delaysIncludes trip cancellations, coverage for lost/stolen baggage (including electronics), built-in adventure sports protection
Additional BenefitsEmergency evacuation, accidental death & dismemberment (AD&D), personal liabilityExtends to cancer treatment, dental care, and home country coverage with restrictions
Starting Price (18-39 age group)$56.28 per 4 weeks$150.50 per month

Which Plan is Right for You?

  • Choose the Essential Plan if you need affordable emergency medical coverage and standard travel insurance that is temporary.
  • Opt for the Complete Plan if you seek comprehensive ongoing coverage, including routine medical care and mental health support.

Comparing SafetyWing with DiveAssure Insurance

As a full-time traveler, I don’t always use the same insurance. It depends on my trip and the coverage I need. For a Liveaboard in Norway, I chose DiveAssure Insurance because it includes trip interruption coverage.

Comparison Table: SafetyWing vs. DiveAssure

FeatureSafetyWingDiveAssure
Medical CoverageGeneral medical coverage for travelersSpecialized dive accident coverage, including hyperbaric treatment & decompression illness
Emergency EvacuationCovers medical evacuationsCovers dive-related evacuations and search & rescue
Adventure Sports CoverageAvailable as an add-onCovers technical diving, wreck diving, cave diving
Trip Cancellation & InterruptionCovers trip interruptions but not diving-related cancellationsCovers trip cancellations due to dive-specific medical issues (e.g., ear infections)
Baggage & Equipment ProtectionCovers lost checked luggageCovers lost, stolen, or damaged diving equipment
Liveaboard CoverageNot includedCovers trip cancellations & interruptions for liveaboards

Which Should You Choose?

  • For divers: DiveAssure is the better option due to its comprehensive dive accident coverage, dive gear protection, and liveaboard-specific benefits.
  • For general travelers: SafetyWing offers a flexible subscription model, home country coverage, and political evacuation protection, making it ideal for long-term travelers.

Other Insurance Options

If neither SafetyWing nor DiveAssure seems like the right fit for you, Travel Insurance Master is a great alternative. It allows you to compare multiple travel insurance providers based on your specific needs.

GET A DIVE ASSURE QUOTE HERE

Final Thoughts

  • SafetyWing is perfect for digital nomads and long-term travelers who need a flexible subscription-based travel insurance plan.
  • DiveAssure is the go-to insurance for divers due to its dive-specific medical coverage and liveaboard protection.
  • Travel Insurance Master is a great tool for comparing different travel insurance policies to find the best fit for your needs.

No matter which insurance plan you choose, it’s always best to be covered in some way to protect yourself from unexpected medical or travel mishaps.

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