SafetyWing Travel Insurance Review & Alternative options

Planning to explore the world without worrying about medical issues or travel hassles? SafetyWing Travel Insurance might be just what you need. Designed with digital nomads and long-term travelers in mind, this insurance option is gaining popularity for its coverage tailored to those who work or live abroad.

What is SafetyWing Travel Insurance?
SafetyWing is a travel health insurance provider specifically designed for digital nomads, remote workers, and frequent travelers. Unlike traditional travel insurance, it offers a flexible subscription plan, so you can stay covered for as long as you need without being tied to set trip dates.
Founded by people who live the nomad lifestyle, SafetyWing understands the needs of global wanderers and offers coverage that reflects those needs. Their main goal is to give travelers peace of mind with access to healthcare and travel-related protection wherever they are.
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Key Areas of Coverage
Medical Coverage
Having dependable medical insurance while abroad is crucial. SafetyWing covers a wide range of medical needs, including:
- Emergency treatments
- Hospital stays
- Prescription medications
- Emergency dental care
- COVID-19 coverage for testing and treatment
- Emergency medical evacuation and repatriation
Travel-Related Coverage
SafetyWing also protects you from common travel inconveniences, such as:
- Travel delays
- Trip interruptions
- Lost checked luggage
- Political evacuation and natural disaster coverage
Additional Protection
- Personal liability
- Accidental death & dismemberment (AD&D)
- Quarantine cost coverage

SafetyWing Pricing and Plans
SafetyWing offers two insurance plans tailored to digital nomads, long-term travelers, and remote workers:
- Nomad Insurance Essential – A budget-friendly option focusing on emergency medical coverage.
- Nomad Insurance Complete – A comprehensive plan with routine check-ups, mental health support, and enhanced travel protection.
Comparison Table: SafetyWing Essential vs. Complete
Feature | Essential Plan | Complete Plan |
---|---|---|
Medical Coverage | Emergency medical treatments, hospital stays (up to $250,000) | Comprehensive health coverage, routine check-ups, mental health support, maternity care (up to $1,500,000) |
Travel Protection | Trip interruptions, lost checked luggage, travel delays | Includes trip cancellations, coverage for lost/stolen baggage (including electronics), built-in adventure sports protection |
Additional Benefits | Emergency evacuation, accidental death & dismemberment (AD&D), personal liability | Extends to cancer treatment, dental care, and home country coverage with restrictions |
Starting Price (18-39 age group) | $56.28 per 4 weeks | $150.50 per month |
Which Plan is Right for You?
- Choose the Essential Plan if you need affordable emergency medical coverage and standard travel insurance that is temporary.
- Opt for the Complete Plan if you seek comprehensive ongoing coverage, including routine medical care and mental health support.

Comparing SafetyWing with DiveAssure Insurance
As a full-time traveler, I don’t always use the same insurance. It depends on my trip and the coverage I need. For a Liveaboard in Norway, I chose DiveAssure Insurance because it includes trip interruption coverage.
Comparison Table: SafetyWing vs. DiveAssure
Feature | SafetyWing | DiveAssure |
Medical Coverage | General medical coverage for travelers | Specialized dive accident coverage, including hyperbaric treatment & decompression illness |
Emergency Evacuation | Covers medical evacuations | Covers dive-related evacuations and search & rescue |
Adventure Sports Coverage | Available as an add-on | Covers technical diving, wreck diving, cave diving |
Trip Cancellation & Interruption | Covers trip interruptions but not diving-related cancellations | Covers trip cancellations due to dive-specific medical issues (e.g., ear infections) |
Baggage & Equipment Protection | Covers lost checked luggage | Covers lost, stolen, or damaged diving equipment |
Liveaboard Coverage | Not included | Covers trip cancellations & interruptions for liveaboards |
Which Should You Choose?
- For divers: DiveAssure is the better option due to its comprehensive dive accident coverage, dive gear protection, and liveaboard-specific benefits.
- For general travelers: SafetyWing offers a flexible subscription model, home country coverage, and political evacuation protection, making it ideal for long-term travelers.

Other Insurance Options
If neither SafetyWing nor DiveAssure seems like the right fit for you, Travel Insurance Master is a great alternative. It allows you to compare multiple travel insurance providers based on your specific needs.
Final Thoughts
- SafetyWing is perfect for digital nomads and long-term travelers who need a flexible subscription-based travel insurance plan.
- DiveAssure is the go-to insurance for divers due to its dive-specific medical coverage and liveaboard protection.
- Travel Insurance Master is a great tool for comparing different travel insurance policies to find the best fit for your needs.
No matter which insurance plan you choose, it’s always best to be covered in some way to protect yourself from unexpected medical or travel mishaps.